Telecom

Mobile Phone Contracts: Minimum Commitment, Renewal, Early Termination and Hidden Charges

Two people handing over a smartphone

What Is a Mobile Phone Contract?

A mobile phone contract is an agreement between a subscriber and a telecommunications provider under which communication services are supplied in exchange for a monthly subscription fee or another agreed charge.

Depending on the plan, it may include:

  • Call minutes to national networks.
  • SMS messages.
  • Mobile internet data (GB).
  • Access to 4G or 5G networks.
  • Additional services and benefits.
  • Bundled services with fixed broadband or television.

Many contracts come with a specific minimum commitment period, during which the subscriber agrees to maintain the connection under the terms set out in the agreement.

What Does a 12- or 24-Month Commitment Mean?

The commitment period determines how long the contractual terms you have accepted remain in effect.

In the Greek market, plans with 12- or 24-month commitment periods are common, although plans without long-term commitments are also available.

For example, if you choose a plan with:

  • A monthly subscription fee of €25.
  • A contract duration of 24 months.
  • Specific call and internet allowances.

Your agreement requires you to maintain the connection under the terms specified in the contract for that period.

Before signing, consider whether the plan genuinely meets your needs and whether you can afford the cost throughout the entire commitment period.

What Happens When Your Contract Expires?

The end of the commitment period does not necessarily mean that your connection will automatically be terminated.

Depending on the contract terms and the applicable regulatory framework, the service may continue until you request a plan change, cancellation or transfer to another provider.

Before your contract expires, it is useful to check:

  • Which monthly fee will apply after the promotional offer ends.
  • Whether any discounts will stop applying.
  • Whether the plan's benefits will change.
  • Whether a new renewal offer is available.
  • Whether it is more beneficial to stay or explore alternative options.

Do not assume that the price you currently pay will remain the same after the agreed commitment period ends.

What Should You Check When Renewing Your Contract?

Renewal is a good opportunity to reassess your needs and negotiate the terms of your new agreement.

Before accepting an offer, check the following:

1. The new monthly subscription fee

Do not focus only on the price quoted to you. Ask for the final monthly cost and how long it will remain in effect.

2. The duration of the new commitment

An offer with a lower monthly fee may come with a longer contract period.

3. The actual allowances

Check whether the GB, call minutes and SMS allowances match your usage.

4. The conditions attached to discounts

Some offers are linked to electronic billing, direct debit, bundled services or other requirements.

5. Any new device subsidy

If your renewal includes the purchase of a mobile phone, consider the device's total cost and how it will be paid.

What Happens If You Want to Cancel Your Contract Before It Expires?

If you decide to terminate your connection before the commitment period ends, an early termination fee may apply.

The exact amount depends on your contract, the time remaining until its expiry and the rules applicable to your particular situation.

Potential financial obligations may include:

  • An early termination fee, where legally and contractually applicable.
  • Outstanding bills.
  • Remaining device instalments.
  • Other charges arising from your use of the service.

Before requesting cancellation or number portability, ask your provider for written confirmation of the total amount you may have to pay.

What Are the Most Common Additional Charges?

A plan may be advertised with a specific monthly subscription fee, but the final bill may differ depending on your usage and the services activated.

Charges worth checking include:

Charges outside your plan

If you exceed your available call minutes, SMS or data allowance, additional charges may apply, depending on your plan.

International calls

Calls to numbers in other countries are not necessarily treated in the same way as calls to Greek networks or roaming services.

Roaming outside the EU/EEA

Using your mobile phone abroad may result in significant charges, depending on the country, network and plan.

Premium-rate services

Calls or messages to certain numbers and services may be charged separately.

Additional subscription services

Check whether content, entertainment or other subscriptions have been activated that are not included in your basic plan.

Equipment and devices

If your contract includes a device, separate instalments or financial obligations may apply.

Can Your Provider Change the Monthly Fee or Contract Terms?

Providers may make changes to tariffs or contractual terms only in accordance with the requirements of applicable legislation and the contract.

If a change to the terms triggers a right to object or terminate the contract without penalty, the subscriber must be notified in the prescribed manner and within the relevant time limits.

If you receive a notification about changes to prices or terms:

  1. Read carefully what exactly is changing.
  2. Check when the change will take effect.
  3. Find out whether you have the right to terminate the contract without charges.
  4. Contact your provider if you need clarification.
  5. Keep a copy of the notification.

Do not assume that every price change automatically gives you the right to leave without a fee. This depends on the type of modification and any applicable legal exceptions.

How to Compare Two Mobile Phone Contracts

To compare two mobile plans properly, you need to consider their total cost and benefits, rather than just the advertised monthly price.

Let's look at a hypothetical example:

Plan A has a monthly subscription fee of €20, a 24-month contract, 20 GB of data and 1,000 call minutes. The total cost over the full contract period is €480.

Plan B, on the other hand, has a monthly subscription fee of €25, a 12-month contract, unlimited data and unlimited calls. The total cost over the contract period is €300.

In this example, Plan A has a lower monthly fee but requires a longer commitment. Plan B has a higher monthly cost but a shorter contract period and more benefits.

The right choice depends on your actual data and call usage, your available budget and the flexibility you want. Before making a decision, calculate how much you will pay in total and consider whether the additional benefits of a more expensive plan are genuinely useful to you.

How to Avoid Unpleasant Surprises on Your Bill

A few simple steps can help you keep your telecommunications expenses under control:

  • Activate mobile data usage alerts.
  • Check your electronic bill regularly.
  • Request restrictions on services you do not use, where available.
  • Check roaming charges before travelling.
  • Review any active additional subscriptions.
  • Request written confirmation of the offers you accept.
  • Keep your contract and any notifications from your provider.

If you identify a charge that you believe is incorrect, contact your provider and request a detailed explanation and confirmation that your complaint has been recorded.

Frequently Asked Questions (FAQ)

Does my contract renew automatically when it expires?

The end of the commitment period does not necessarily mean that your service will be terminated. Your connection may continue under the applicable terms, without this automatically meaning that a new commitment period begins.

Can I change my plan without changing my number?

Yes. You can request a plan change with the same provider, subject to the available options and the terms of your connection.

Can I leave my provider before my contract expires?

You can request cancellation or number portability, but early termination fees and other financial obligations may apply.

Can I ask for a better offer before renewing?

Yes. You can contact your provider and ask about available offers or alternative plans.

Where can I turn if I have a problem with my provider?

First, submit a written complaint to your provider and keep the reference number. If the issue is not resolved, you can find out about the complaint procedures of the Hellenic Telecommunications and Post Commission (EETT).

Conclusion

A mobile phone contract should not be evaluated solely on the basis of its monthly subscription fee. The commitment period, renewal conditions, out-of-plan charges and early termination costs can all significantly affect the total amount you pay.

Before signing or renewing, compare the available options and ask for clear information about all the terms.

Globy+ can help you explore different mobile phone plans and compare their benefits and costs, so you can make a more informed choice.

This article is general information, not personal advice. Terms and cover depend on the provider and your contract. Your advisor checks what applies to you.

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